Amitbhai Gurjibhai Vasava. “Role of Academic Bank of Credits (ABC) and National Academic Depository (NAD) in NEP 2020”. Vidhyayana - An International Multidisciplinary Peer-Reviewed E-Journal - ISSN 2454-8596, vol. 8, no. si6, May 2023, pp. 624-42, https://vidhyayanaejournal.org/journal/article/view/770.