A STUDY ON ASSETS LIABILITY MANAGEMENT OF SELECTED PUBLIC SECTOR BANKS
Keywords:
Assets Liability Management, Maturity Bucket, Liquidity RiskAbstract
Assets Liability Management is a dynamic and vital tool used by the Indian banks for measuring, controlling, managing and improving the practices of risk management which is an important dimension of ALM. Banks are exposed to different risks in the course of their business and these risks may cause imbalance in assets and liability due to volatility in interest rate and liquidity risk and hence ALM provide a tool to balance the negativity of liability over assets which may open up the opportunity to intensify the net worth of banks. This paper attempts to assess the impact of ALM on the profitability of banks by using the technique of ratio analysis.
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